Layoffs, health problems, divorce, staying home with the kids—there are many reasons why families may find themselves living on only one income. For some, going from two incomes to one is a matter of tightening their belts; for others, it can mean complete financial hardship. Either way, there are ways to minimize the impact. Unlike other books of its kind, this book addresses families who plan for economic change as well as those who are forced into a new income bracket.Practical and easy to apply, this book offers families advice they can tailor to their personal situation, including how to:Budget for essential costsSell, rent, or take a loan out on your houseCommute and get around town affordablySecure health insurancePay down debt With this book, families have the financial planner they need to prosper and succeed during tough financial times.