The illegitimate daughter of a late Texas billionaire, Sophia Rivers stands to inherit a fortune. But the stubborn woman doesn't want a penny of it. As financial advisor to the wealthy Delaney family, Garrett Cantrell has to convince Sophia to accept her inheritance. If she doesn't, her half brothers will lose their billions. So he introduces himself as a local businessman and starts softening her up, talking to her about family, loyalty and love. But the proud beauty has no idea who he really is. And the truth may cost him his heart.