A comprehensive and accessible guide to designing – and helping the reader stick to – a budget. Aimed very much at the ordinary person, this budgeting journal is for everyone who wants to feel more in control of their spending and will help the reader to unpack their habits surrounding money in a non-judgemental and encouraging way. The journal begins with 20 pages of content that helps readers to understand how being more in control of their money will be beneficial for them, why they might have found it difficult so far, and by looking at how we spend money in the era of contactless and online payments. It then helps readers to identify what their goals surrounding money may be, and how to reach them. Written in a calm, warm, tone, it is the perfect starting point for anyone wanting to take their money more seriously. It is a breath of fresh air in a space that often feels crowded with aggressive advice for how to make MORE money – as opposed to managing and enjoying the money you already have. With the cost of living crisis biting world wide, personal finances and money management are becoming a key priority for many people who may feel daunted by exploring what is an emotionally charged and often confusing topic – the temptation to ignore the worry associated with making ends meet can be overwhelming! Thanks to The Budgeting Journal, it’s easy to take a deep breath and calm any feelings of panic. With its clear, accessible and appealing design, it’s easy to make managing money a satisfying habit that gives a sense of clarity and control. It is the essential tool for anyone wanting to have a little more oversight on their own spending and keep track of their habits around money. Its undated format, attractive design, and easy to follow layout makes it non-threatening, clear, and very, very, reassuring.
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The perfect guide to getting your personal finances in order, The Budgeting Journal is undated and can be started at any point in the year. Packed with tips and advice for how to keep on top of a budget and find peace of mind through managing your money.
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As many of us face an ongoing cost-of-living crisis, it can be harder and harder to feel in control of our finances. Spending can be all too easy with contactless and online payments, and even small purchases can soon add up to a significant figure when made every day or week. Saving, on the other hand, can seem harder and harder when we face rising bills. The Budgeting Journal is here to help. By making a note of all your spending you will be able to clearly see where your money is going and identify potential areas where you can make savings. This journal will also help you to focus on your financial goals and keep track of your progress, whether you want to budget more effectively, cut back on non-essential spending, or if you are saving up for a large purchase or special occasion. By picking up this journal, you are taking the first step towards being in better control of your money. We hope you find it to be a useful tool for your budgeting needs. Now, let’s get started!
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Produktdetaljer

ISBN
9781446313107
Publisert
2024-05-28
Utgiver
David & Charles
Vekt
528 gr
Høyde
218 mm
Bredde
156 mm
Dybde
23 mm
Aldersnivå
G, 01
Språk
Product language
Engelsk
Format
Product format
Notatblokk
Antall sider
176

Forfatter

Biografisk notat

Julie Bassett is a writer based in the UK. After almost a decade working in the publishing industry, as a senior sub editor and editor for a wide variety of magazine titles, Julie started working as a freelance writer in 2013. Since then, she has contributed to a vast number of magazines, books and websites, with a particular focus on health, wellbeing, fitness, mental health, mindfulness, nutrition and family life. Outside of writing, Julie can be found training for her next long-distance running challenge or having mini adventures with her family.