• The 5 Principles of Finance are introduced in the first chapter and then woven throughout the book. This provides a foundation in financial decision making which students can later use to solve problems.
• Real-World Examples enhance the relevance of the topics discussed.
• Checkpoints provide a consistent problem-solving technique that walks students through each problem in 5 steps, including an analysis of the solution.
• Regardless of Your Major boxes explain why the issues in the chapter are relevant to students who are not finance majors.
• Tools of Financial Analysis boxes serve as a quick reference guide for critical equations used to support financial decision making.

Getting the most out of the material.

• Essential Learning Aids help students understand concepts on a deeper level.
• Finance for Life boxes provide parallel analysis of text discussions using real-world examples to frame key financial management concepts.
• End-of-chapter problem sets help students evaluate their skills and knowledge with the most current financial management information..
• Mini Cases.
• Chapter opening vignettes