Leave money to a loved one with a disability—without losing benefits Use a special needs trust to provide financial security for your child (or anyone) with a disability, without jeopardizing important government benefits. Funds in a special needs trust, when used correctly, do not count against eligibility for benefits and can be spent to improve the quality of your child’s life. This book provides everything you need to know about special needs trusts—whether you make one yourself with this book or have an attorney draft one for you. Special Needs Trust: explains how special needs trusts protect the finances of those with special needs helps you make a special needs trust, with or without the aid of a lawyer, and provides a roadmap to financially supporting a person with special needs. The new edition is thoroughly updated and includes changes to the federal law that governs ABLE accounts.